Certain "facts" of human nature tend to sap one's sense of well-being, adventure, and joy. A main culprit is anxiety, especially, perhaps, over money. We feel uneasy, apprehensive, worried about what may happen in the future or about the consequences of the past. We may think that we are carrying unbearable burdens.
When we understand that these shackles of fear can be thrown off through increasing our spiritual understanding, a world of possibilities and hope opens up. With God's help we can leave our material concepts for a more spiritual perception of who and what we are.
If we believe we are mortals living in a material body, dependent on luck, saddled with difficult hereditary background and character traits, chained to an inescapable environment, we will feel burdened.